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NRIs stands for non resident Indian, who want to invest their money in India visit S2NRI.com. This site specially built to cater the needs of Non Resident Indians. One Point Solution for all your needs in Mumbai INDIA

Why Is Investing In India A Great Option For NRIs?

Why Is Investing In India A Great Option For NRIs?

India is NRIs Favourite Investment Destination: Why

Are you an NRI and want to park your hard-earned money somewhere that is safe and profitable?

Well, India can be a compelling alternative for it. The reasons are countless, ranging from emerging as a robust economy to a multitude of investment options. Being an apple of the world’s eye and the 5th largest economy in the world, this Asian country is no less than a heaven for investors, especially those who live abroad. It is not only growing consistently but also providing NRIs with a golden opportunity to maximise their additional earnings.

Do you want to know why? Here is an overview of the obvious points.

Why NRIs should invest in India?

As aforesaid, many positive things are actually going on here, which makes it an appropriate place to invest and multiply money. Let’s explore some specific and genuine reasons for it.

    1. Economic Growth and Stability

As per Moody’s Investor Services, India’s economy is steadily rising, with a growth rate of 6.7% in 2023. It can be because of its strong domestic demand and the maximum global economies’ inability to grow as fast as they are doing. The consistency is behind it, which has been maintaining the momentum over the past decade. Though pandemics hit and destroyed multiple systems across the globe, India’s position is relatively stable. That’s why investors find it a safe alternative to invest for long-term growth.

     2. Demographic Dividend

This Asian country has over 1.2 billion people,  of whom around 66% are under the age of 35. It represents the greatest number of young people in the world. This can be considered both a workforce and a massive consumer market. Also, this young generation has the potential to increase its productivity, innovation, and consumption patterns. All of these increments contribute to investment opportunities across various sectors.

      3. Diverse Investment Options

This country offers a diverse range of investment opportunities. NRIs can explore sectors, such as real estate, equities, bonds, mutual funds, and start-ups, to choose from. So, they have various alternatives that have their own unique risk factors. They can decide and select the one on the basis of their risk tolerance factors. Also, their selection should resonate with their financial objectives. So, the options are many if you’re a serious investor.

      4. Real estate opportunities

Non-residents can invest in real estate here. They can purchase a residential plot or commercial area, which are popular choices among the Indian diaspora. This is because of the expanding horizons of urban areas, overwhelming disposable incomes, and the big role of government initiatives. The schemes like “smart cities” and “cyber cities” development have made it an apple of all eyes.

       5. Foreign Direct Investment (FDI) Policies

This nation has progressively integrated leverage for non-residents, especially by liberalising its FDI policies. Now, the FDI policy of 2023 offers exemptions in areas such as land acquisition, stamp duty, and capital investment. A Japanese company, viz. Fuji Silvertech, a top manufacturer of precast concrete products, is one of its beneficiaries that had an investment plan of more than INR 1 billion here.

       6. Robust banking and financial system

India’s banking and financial system have evolved to a great extent because of digitization. It’s meeting international standards and also maintaining transparency in making transactions. Its UPI payment system has stunned various countries, as evidenced by how its laymen are successfully using it. Besides, it has introduced agile and secure online banking, electronic trading platforms, and more. These are all regulated by robust frameworks.

      7. Innovative Start-Up Ecosystem

Venture capitalists, especially angel investors, have started encouraging start-ups here because of their innovative business ideas, particularly in technology and innovation. NRIs can become angel investors and reserve their stakes in start-ups here.

      8. Tax Benefits and Treaties

Non-residents can leverage tax relaxation in this country and also earn income on their FCNR/NRE accounts, notified bonds, government-issued savings certificates, and dividends on shares of domestic companies. Some tax exemptions, such as U/S 54, Section 54EC, and Section 54F, on the long-term capital gain (which can be via the sale of property or assets), Moreover, they can capitalise on tax-saving investment alternatives, such as the PPF, NPS, and FDs. Besides, it brings relief in double tax deduction by introducing a Double Taxation Avoidance Agreement (DTAA) with many countries so that NRIs don’t have to deduct tax in both nations.

       9. Rupee Cost Averaging

Rupee cost averaging is actually an investment strategy that requires investors to regulate their investment of a fixed amount at specific intervals, no matter what the cost of the asset is. NRIs can maximise income in US dollars and other foreign currencies. Repetitive investment helps them understand how to mitigate the impact of fluctuating currency rates.

     10. Remittance Facilities

Repatriation of funds in India, especially for NRIs, has been simplified. With that simplicity, they can transfer any amount without fear. This seamless remittance pushes them to invest and actively invest in the Indian economy, which is going to sustain and flourish year on year.

        Conclusion

Investing in India is actually leveraging for non-residents because they obtain multiple opportunities to earn more and also because the government’s economic fundamentals favour them. They can leverage demographic benefits and progressive policies. There are so many options to invest in here, which makes it an appealing country to multiply wealth and actively contribute to its success. Besides, there are tax exemptions and friendly policies to strengthen their bank balance or capital via investments in the Indian economy and its various sectors.

 

NRI Investment Services to Help NRIs Maximize Their Wealth

NRI Investment Services to Help NRIs Maximize Their Wealth

Over 2.5 million Indians pack their bags to shift in the US, UK, Australia, Canada, and other countries. Although it may not be a permanent shifting, the fact is that they don’t live here. A majority of NRIs from Indian Diaspora believes that their home country has an edge when it comes to investing their hard-earned money.

The reason for this is the good return on investment that other countries do not provide. Technically, it’s the fact that NRIs include Persons of Indian Origin (PIOs) and Overseas Citizens of India (OCIs). These natives are not covered under the taxpayers’ community in India as per the Income Tax Act, 1961.

A Goldman Sash survey conveys that net inward remittance to India is going to be $104 billion in the calendar year 2023, which is way more than the previously projected $92 billion. This bullish trend is all because of favourable NRI investment conditions in India.

The survey conducted by SBNRI, an NRI-focused FinTech platform, encompassed NRIs from the United States, Singapore, the United Kingdom, Australia, and other countries.

There are some more soothing findings complementing it, which conveyed that 53 percent of Indian expats from Singapore are fond of investing in India because of better returns on investment than any other country.

A total of 35 percent expats of Indian origin in the UK also feel the same. Likewise, 65 percent of US-based non-residents of India love to send their money back to India for saving and investment.

NRI Investment Services

Here are some most popular services that NRIs can opt in for increasing their wealth.

  1. Diverse Investment Options

A huge range of NRI investment services is there, which includes various investment avenues. These can be equities or a part of ownership in a company, fixed deposits, mutual funds, real estate, and more. In all, Indian diaspora has diverse options to create an investment portfolio that resonates with their financial goals.

  1. Expert Guidance

Sometimes, NRIs struggle to finalize the choice for parking their money for wealth creation or expansion. Here comes an expert guide in a key role. He or she should be a certified or highly qualified in this domain. Such professionals with years of hands-on experience can guide you to understand the possibilities. And their recommendations are typically based on the insights into Indian and global market. You can consult with such professionals to make informed decisions regarding where to invest in and navigate the challenges because of complex financial regulations.

  1. Seamless Transactions

With a professional’s support, non-residents can discover the simplest process of buying, selling, and managing investments. Also, the expert NRI consultant proves an asset when you don’t know how to monitor your portfolios and execute transactions from anywhere you like to do in the world.

  1. Taxation and Compliance

Complying with regulation is a big challenge in both, India and the country of residence. Indian expats can hire an investment consultant to come across changes or revision in the compliance and tax regulations in India or the country of their residence. This is how beneficiary NRIs can optimize tax liabilities while being stuck to Foreign Exchange Management Act (FEMA).

  1. Currency Management

Inward remittance refers to receiving currency from a residential bank or overseas sources. In the latter case, the conversion of currency should be professionally done. This step will help in effectively managing risks or challenges associated with the currency.

  1. Alternatives to Maximize Wealth

Like natives, expats are also able to access golden opportunities for enhancing their wealth. The NRI investment services provider can introduce you to the following alternatives:

  • Range of Investment Option

Non-residents have multiple alternatives to generate and maximize wealth. These can be mutual funds, stocks, initial public offerings (IPOs), bonds, and real estate or property. A consultant can show you the best way to come across big and small hurdles in the way. And finally, you would have high returns on your investment.

  • Invest in Equity

India has startups that often require capital for their operations and expansion. NRIs can appear as angel investors and trade in their equity in return for capital. The Portfolio Investment Scheme (PIS) of the Reserve Bank of India (RBI) allows such investment in equity to promote domestic entrepreneurship. For this, they should have either a non-resident external (NRO) or non-resident ordinary account (NRO).

In addition, they have mutual funds to invest into, which are the subject of market risks. The most appeasing thing with this alternative is that there is no cap or limit of amount to spend in mutual funds. If you are considerate about the minimum ticket size for category-I angel funds, it’s INR 25 Lakhs.

  • Low Currency Risks

The currency value may go up or down because of several factors. This fluctuation can be threatening, which is clearly a risk.

Experienced consultants can help you to mitigate this risk by investing in Indian funds. You may invest in your home currency or whichever is low in value.  In all, this is an excellent method of optimizing currency and defeating challenges.

Conclusion

An experienced NRI investment services provider can help NRIs to find the best way to maximizing wealth by investing in India. Such specialists serve in many ways, which range from introducing them to a range of investment options in India to guiding them for becoming angel investors. The options are many, which bring opportunities to increase wealth, no matter where you live.

 

 

How Are NRIs Helping Indian Economy?

How Are NRIs Helping Indian Economy?

NRIs are people who used to live in India but now live in other countries. They help India by sending money back to their families, which in return strengthen the Indian economy. This money increases the foreign currency and makes sure the economy is stable. In the year 2022, NRIs sent a lot of money back to India, which was more than what the World Bank expected.

This happening increased India’s inward gross remittance, which spiked up to $107.5 billion during the FY 2022 as per the RBI Governor Shaktikata Das. The inward remittance upped the projected amount by the Word Bank, which was $7.5 billion.

India’s forex reserves have crossed $600 billion again due to stabilizing exchange rates and high remittance flows after a year in June 2021, which fund imports, pay off external debt, and strengthen the currency. The reserves had reached a high of $642 billion in Sep 2021 before falling below $600 billion in May 2022 due to the pressure on the rupee following the Ukraine invasion. It helped the government to release its external debt amount, strengthening Indian currency.

Remittance Strengthening Microeconomic

When people who live abroad send money back to their families in India, it helps India’s economy. This is called remittance, and it makes up about 3% of India’s economy. Remittances are important because they help India when it’s facing economic problems from other countries. They’re the second-biggest source of money coming into India from outside, after services exports. Recently, India’s trade situation has gotten better because the difference between the number of goods it exports and imports has gone down, and more people than expected are sending money back home.

The amount of money India spends on buying goods and services from other countries is more than the amount it earns by selling goods and services to other countries. This is called the current account deficit. But in the last few months, this deficit has gone down because India is exporting more services and importing fewer goods. Due to this, India’s foreign exchange reserves have increased to more than $600 billion from $524.5 billion on October 21, 2022. Remittances, or money sent back by Indians living abroad, have played an important role in this. By adding to India’s foreign exchange reserves, remittances have helped India protect its currency from big ups and downs.

Why is Remittance Increasing?

India received $89.4 billion in remittances in 2021, making it the world’s largest recipient. The World Bank expects that India’s remittances will reach $100 billion in 2022, growing at a 12% faster rate than 7.5% in 2021. The recent increase in remittances is due to a change in the profile of Non-Resident Indians (NRIs) and a shift in the countries they send money.

According to a World Bank report, the United States is now the top country from where remittances to India are sent, surpassing the United Arab Emirates. This is because Indian migrants have been getting better jobs in countries like the US, the UK, and some in East Asia, instead of low-skilled jobs in countries like Gulf Cooperation Council (GCC). This shift has helped increase the amount of money sent back home to India.

From 2016 to 2020, the proportion of remittances sent by NRIs from countries like the US, UK, and Singapore has increased significantly (from 26 percent to over 36 percent), while the proportion of remittances from countries in the Gulf Cooperation Council (GCC) like Saudi Arabia, the United Arab Emirates, Kuwait, Oman, and Qatar has decreased. This indicates that more remittances are now being sent by NRIs who are better off financially.

More and more NRIs in the US are climbing the social ladder, and as they do, they are sending more money back to India. A lot of Indians who have been living in the US for over 10 years have earned higher degrees, which help them move into higher-income groups.

The Indian people living in the US are well-educated and highly skilled, with many of them having a graduate degree. In contrast, the number of US-born residents with a graduate degree is much lower, i.e. 13% of the US-born residents. Additionally, most Indians (82% of all Indians & 77% of foreign-born Indians) in the US have at least a high school degree and are fluent in English.

When Indians in the US have higher education, they earn more money, which leads to more money being sent back home as remittances. Indians in the US have higher education levels and earn more than the average American. This has led to an increase in remittances from high-salaried jobs, particularly in the service sector. In 2019, the median household income for Indians in the US was nearly $120,000, which is way more than $70,000 for all Americans.

More Indian students are opting to study in developed countries, which will further increase the upward mobility of Indian diaspora in the US. As their income grows, particularly in developed countries, remittances are likely to increase.

The UPI linkage with Singapore’s PayNow allows for lightning-fast and inexpensive cross-border funds transfers through mobile apps. Typically, the cost of international money transfers is almost 5%, but this new system can reduce it to less than half, which will likely increase India’s inward remittances. It’s an efficient way to transfer money from abroad to India, and it can be duplicated in many other countries if it proves successful.

Tips for NRI Investors to Invest in Indian Startups

Tips for NRI Investors to Invest in Indian Startups

Indian is where global corporate communities want to invest. It’s the most preferred destination for them. The reason for this happening is growth prospect in this economy, which attracts foreign investors in this country.

For having incredible growth prospects, many non-residents of India (NRI) are showing their interest in investing their money here. If you, also, are an NRI and are willing to invest in Indian startups, this blog can help you a lot.

How can NRIs invest in Indian startups?

  • Become an Angel Investor

He can be any informal investor, angel funder, private investor, or seed investor. The main role of these professionals is to provide capital for a business, which includes startups. In return, he receives convertible debt or ownership equity. Being so, your way to investing here would be by far the easiest one.

Many startups storm into a business with a little capital. Since it’s an initial stage, they prefer to raise capital from the market. Here, you have an opportunity. You can become an angel investor for one of them. For this purpose, you should be a member of an angel investment platform. Fortunately, online membership is available. So, you can start from here.

As you join, there would be a listing of startups. You can explore it and finalise the one that you feel is the best fit option for investment. Typically, these platforms have the funds of many angel investors, which is pools and then, invest in them. But, this is not the only option. There may be another alternative, which is called Alternative Investment Funds (AIFs). These are special funds pooled separately here.

As an answer to how can NRIs invest in Indian startups, you have two different preferences to pool your money here as an angel investor, which are already discussed above. Just search out and discover pros and cons of this investment.

  • AIFs is a Better Investment Option

When you’re likely to invest in any AIFs, search if the AIF is registered with the Securities and Exchange Board of India (SEBI). It is the highest authority that governs trading entities here. Its enrollment protects your funds if something is unethical or wrong. If your funds are not put into a registered entity, there would be a higher risk to your hard-earned investment money.

Easy Tips for NRIs to Remember While Investing in Indian Company

Let’s access to some vital points that can help you to invest here carefully.

  • Ceiling Limit is There

Ceiling limit refers to the maximum principal amount of the Secured Credit. Customers choose this authority and later, the bank accepts him if no such election happens in accordance with the bank.

It should be noted that equity investment in Indian startups has a ceiling limit. The Reserve Bank of India has set it to avoid exceeding it. However, it is as per the type of the company. It can be between 10% and 24% of the total paid-up capital of the company. So, NRIs should consider this limit.

If an individual NRI is investing, this ceiling limit is a 5% of the total paid-up capital of the company. Therefore, always ensure that your investment limit goes well with the limited set by the RBI in order to avoid breaching of any provision set by this apex bank.

  • Take repatriation into account

NRIs have two different investment account options here. These are the equity of the company through a Non-Resident Ordinary (NRO) account. You may also use a Non-Resident External (NRE) account.

Take into account that the NRO account is a non-repatriable account. It means that you cannot transfer the funds from that account to your country of residence. On the other hand, the NRE account holders can freely transfer any amount.

So, it’s an excellent idea to prefer an NRE account if you want to transfer sale proceeds or dividend income to your country of residence.

It is advised to look into risk factors accordingly. Indian companies are, undoubtedly, the best NRI investment options that you have is this. If you invest upon a deep research, your investment would be profitable, and you would certainly get an overwhelming rate of return.

Best Investment Tips for Non-Residents of India in 2022

Best Investment Tips for Non-Residents of India in 2022

A non-resident of India (NRI) can opt in for many investment plans in India, which can be a source of capital income. Besides, they can be their investment for a lifetime to have prosperous life after retirement from a job abroad.

Let’s get through the best investment offers you can have as an NRI.

Best Investment Tips for Non-Residents of India, 2022

These are a few alternatives to investing and multiplying your capital income.

  1. Mutual Funds

Mutual funds have been an all-time favourite investment tip for NRIs. They can easily park their money in this foreign investment option and withdraw minimal to exceptional returns over time using their expertise & wisdom.

The need is to understand the type, nature, and if they are open to buying out abroad. Think and research about it prior, as it’s a must. Secondly, get through the rules and guidelines for the house parties.

Here again, Foreign Exchange Management Act (FEMA), 1999 is applied to the Non-Resident Indian mutual fund investments. This Act allows NRI to invest in these capital markets in India:

  • Direct stocks
  • Mutual funds
  • Exchange-traded funds

Be aware of the fact that this alternative is prone to market risks, but you are on a safer side if you compare it with the risks involved in fixed deposits or a national pension scheme (NPS). To get off a loss, it must thoroughly go through the risk profile of financial products and their objectives prior.

Mutual Fund Investment options for NRIs

  • Can invest via Non-Resident External Account (NRE)
  • Can invest through Non-Resident Ordinary Account (NRO)
  • Can invest in Indian National Currency only, but not in foreign currency
  1. ULIP Plans

ULIP stands for Unit Linked Insurance Plans, which is the right of every NRI to invest in like other natives as per the Foreign Exchange Management Act (FEMA). Investing in it is a reliable alternative because it comes up with double benefits, which are investment together with insurance. You can have an opportunity to create wealth by investing in a long-term plan.

Besides, you can leverage relaxations in tax or access other benefits associated with it.

Sections 80C and 10 (10D) of the Income Tax Act, 1961 define how its premium should be deducted. So, if you have a plan to have wealth, Unit Linked Insurance Plan (ULIP) can be trusted and payout through the following channels:

  • Any Indian bank account
  • Any NRE or NRO bank account
  1. National Pension Scheme

NPS or National Pension Scheme is a trustworthy source to save money for future use. Being supported by the government, this scheme ensures NRIs invest in active options, which cover equity-to-debts, corporate bonds, & government securities options. For this investment, you may allocate 75% to the last limit in Equity.

There is another “Auto Choice”, which is for a particular age group of NRIs. This is allocated by default or automatically. The investor cannot decide on his/her own.

This scheme is ideal for non-residents who are in between 18 years and 60 years of age. What they require are a few proofs, which are Aadhar Card and PAN Card.

Accounts to have for opening it:

  • Non-Resident External Account (NRE)
  • Non-Resident Ordinary Account (NRO)
  1. Real Estate

Real estate offers investment alternatives in fixed assets, which certainly grow over time. Non-residents can easily buy a piece of land here, except the agricultural land or farmhouse. This option can offer rental income in a long term. You may have a good return with the steady growth in your rental income over time.

Here are the bank accounts that Indian migrants can use to buy or sell their properties in India:

  • Non-Resident External Account (NRE)
  • Non-Resident Ordinary Account (NRO)
  • Foreign Currency Non-Resident Account (FCNR)
  1. Public Provident Fund

A Public Provident Fund (PPF) account investment is a secure investment plan, which is supported by the government. There is no particular time period to invest in it. This PF account encloses several benefits under its scheme.

But, its maturity period for non-residents is 15 years. Afterward, they cannot go ahead with their Public Provident Fund Account under any circumstances.

  1. Fixed Deposits

Like every citizen, fixed deposits or FDs are available as an NRI investment plan. They may directly park their hard-earned money in this safest investment plan. Being a risk-free option, non-residents prefer it the most. This tip of investment can help with many benefits.

Investing in Fixed Deposit Scheme Requires

  • NRE Account (Non-Resident External Account)
  • NRO Account (Non-Resident Ordinary Account)
  • FCNR Account (Foreign Currency Non-Resident Account)
  1. Equity Investments

This is an excellent investment plan for aggressively active investors. The non-residents can buy stocks in the market corresponding to the portfolio investment scheme of the apex bank-Reserve Bank of India (RBI).

Provided that they have the following bank accounts, they can invest:

  • Non-Resident External Account
  • Non-Resident Ordinary Account
  • Demat Account
  • Trading Account in India
  1. Child Plans

This plan enables them to secure the future of the NRI child. They can buy a CHILD INSURANCE PLAN, which promises to deliver great returns and maximum savings. With this investment, a substantial corpus can be there for supporting your child’s future requirements in the home country. Many private insurance companies and the Life Insurance Corporation of India offer these plans.

Benefits of this Plan:

  • Offer financial support to your children for a comfortable and secure life
  • Can have dual benefits of insurance and investments.
  • Can have maturity benefit as a lump sum amount would be delivered.
  • Allows partial withdrawals to meet urgent requirements of funds

Tips to Find Loyal NRI Consultant for Hidden Wealth

Tips to Find Loyal NRI Consultant for Hidden Wealth

Hidden wealth is undiscovered riches that you have. Being an Ultra High Net Worth Individual (UHNI), it is important to have a hidden wealth consultant that can be an investment advisor.

The role of this financial advisor or consultant is vital as he can help you to come across related challenges effortlessly from any geography. They emerge handy, especially when the market is uncertain and changes frequently. As they are able to differentiate financial instruments, it becomes easier to embrace the idea that is profitable.

Simply put, you need to hire a proficient guide before investing in shares and securities. It’s better not to wait for the time when you would no longer be able to manage your wealth because of overburdening goals. Hire the one from the beginning to get off any type of compromises later.

But, who do you trust?

Here are some easy tips to recognise who could be loyal consultant for managing your hidden wealth:

  • Select the Interested Professional

A wealth manager aims at pushing products to attract the best returns. Certainly, he is incentivized for downplaying the risks in shares or other financial products. In short, he is the one who can convert a normal return into overwhelming benefits.

On the flip side, there are some other ones who suggest taking more of the risky shares and hence, align frequent needs for money. In this case, the commission for selling these securities or shares won’t be delivered.

So, select the one who is interested in abiding by these terms.

  • Know about Values that He Gets

You need to determine what values he gets to his customers. An ideal wealth consultant puts his heart and soul in getting more and more values to the customers.

To know about it, you can check what his customers have to say about his work & turnaround time. Determine how he earns incentives while managing overall responsibilities. Request him to share the cost break-up for his services in detail to get assured of no hidden charges. The number of customers who rely on his advisory can also help you to finalise the decision: if he is loyal.

  • Determine His Versatility

Check how many dimensions he has in his portfolio. Some NRI consultants, for instance, are the master of the stock market, but with a little clue of how to manage other securities and shares or financial products. The professionals have all resources to take care of filing tax returns & tracking dividend payments in a timely and efficient manner.

An all-rounder advisor would have cutting edge profile that shows how capable he is in managing real estate property, succession plans, IT issues, rental income and other activities. He would have a familiarity to manage unconventional assets like bullion, jewellery, antiques and artworks.

  • Ask about Experience

It is essential to know how many market cycles they have witnessed. This is the best thing to identify if he is experienced. An inexperienced wealth manager can never be able to face off real-time challenges with efficiency. Keep this point into account when you choose the one.

  • Ability to Determine Pressing & Unique Needs

Immigrants often focus on saving their time and energy on achieving goals. Multiplying wealth is not their concern because they are keener on weighing their reputation over returns. Simply put, it means that your wealth consultant should be able to determine inner values and pressing requirements.

An ideal one takes the time to understand your values and needs. With an ability to see your pain points and concerns, he will live up to your expectations whenever you approach him with a high expectation about your hidden assets.

  • Long-Term Vision for Wealth

The professional wealth advisors come with a vision for a long time. His experience lets him to consider hidden wealth as a legacy that is to be transitioned to the next generation. While taking care of it, he will have some exceptional financial plans related to your child’s education, wedding and the arrival of a new-born. Simply put, he personalizes the experience that interferes with your personal life.

  • Dare to Disagree

A yes-man is hard to bear, as he won’t have courage to come with an unbiased approach. You need the one who would be able to cautiously take decisions on managing your assets. The professional and expert ones believe in building a relationship that is pillared on trust. The fear of getting fired at disagreement can never ensure one to make unbiased decisions. So, choose who is able to disagree if the situation is accordingly.

Services 2 NRI is the one that has these all capacities to ensure values and the best advisory about managing your wealth effectively. Contact us to share your queries or difficulties if you have any.

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