nri services india Archives

How to Get Police Clearance Certificate in India

How to Apply for Police Clearance Certificate in India?

May 20, 2020 Manoj Sodhani Comments 1 comment

Police Clearance certificate is to check your background if there is any criminal record or lawsuit associated with the applicant of the passport or visa or employment seeker.

Where to Apply

If you live here in India, obtain it from the Passport Seva Kendra (online) and police station (offline).
If you are abroad, you will be considered as a non-resident of India. Visit Indian embassy to get it from.

Online Process to Apply Police Clearance Certificate in India

This process is a combination of online and offline application to apply for PCC in India. The applicant, first, fills up the digital copy of the PCC form from the given website and then, schedule an appoint to get it verified offline.

Get registered with the Passport Seva Online.
If you’re already registered, log in.
Select “Apply for Police Clearance Certificate”.
If you want to get it online, fill up the form online and upload the supporting documents.

If you want to submit this application offline, you can download this form, fill it up and visit the passport office.

Select the country which you are applying it for like the USA, the UK or France etc..
Now, move to select the purpose to get it for — Citizenship/ Nationality Application, Education/ Research, Employment Visa/ Work Permit, Immigration Purpose other than Citizenship, Long Term Visa Stay, Residence Permit, Tourist Visa and Others.
Fill up your details as an applicant-Name, Surname, Gender, Place of Birth, Date of Birth, Citizenship of India by (Birth/ Naturalisation/ Descent), PAN (if have), Voter ID, Employment Type, Marital Status, Educational Qualification and Aadhaar Card.
Fill up family details –Father Name, Mother Name & Spouse Name (If married).
Fill up Current Address & select the Regional Passport Office to visit later, if intended to submit offline application. Be careful as you cannot re-select the Regional Passport Office.
For online applicants, click “Pay & Schedule Appointment” link given on the “View Saved/ Submitted Application”. This step is mandatory to book an offline appointment. Schedule it by paying the requisite fee online.

For payment option, you have credit card, debit card, internet banking from SBI & associated banks or bank challan.

Offline Process

Upon online application, print through Print Application receipt hyperlink and save Application Reference Number (ARN). This ARN would be used to check the status of the application.
Upload all self attested supporting documents’ scanned copy.
Finally, you can visit the passport office on the date of appointment or within 90 days with the supporting documents.

Documents for PCC

The receipt received from the SMS or text message from the passport office
Original old passport with the self attested photocopy of the first and last two pages of that passport, including ECR and Non-ECR page
Current Address Proof, which can be electricity Bill, Water Bill, telephone Bill, Income Tax Assessment Order, Election Commission Photo ID Card (Voter Id), Proof of Gas Connection,
Certificate of Employment Contract from the Foreign Employer on the letter head,
Spouse & Parents’ Passport Photocopy,
Aadhaar Card and Rent Agreement or Photo Passbook of the Current Bank.

Police Verification Validity

The police verification is mandatory if your current residence is other than what is written in your current valid passport.

Suppose you have got your first passport on 1^st January 2005 and have applied for the PCC in 2011 from the same old address, you won’t require any police verification. If you have an old passport to be renewed with new address, the police verification will take place once again.

In the nutshell, the police authentication will be necessary only if you have changed your address. There is one more case when you need to undergo this verification again. If your passport is 13 years old, you need to get through the procedure for the Police Clearance Certificate.

How long does it take to get the PCC?

However, this certificate is issued on the very day when you get your passport application verified. But if you need to undergo an offline process for employment, it may take 30 days.

FAQs

What is PCC? Who needs it?

It is a certificate issued to the passport holders in case they have applied for residential status, immigration or long-term visa. It verifies the background of the bearer and clearly states the offence type if there is any record found.

NRIs and also those who are going abroad for employment, study and research need it to show up to the immigration authority of foreign countries.

Do tourists also need this certificate?

No, the one who is going abroad for the purpose of touring doesn’t need it.

What type of applicants can apply for PCC?

Who are applying for a private job to show his employer
Who are emigrating from India to another country to comply with Embassy requirements for Visa or an organization for employee recruitment can apply for PCC.

How can you get it?

You can apply for it with the passport application. The form is available on the PSK website to download from.

Besides, every state and place has a website of the police, where you can raise an enquiry to apply for it. This is an online application method, which involves visiting the police website, getting registered, signing in, form filling, uploading supporting documents, online payment and getting receipt.

There is another way that is to visit the nearby police station for getting it physically.

What is the checklist of documents to be enclosed with the PCC application?

Original old passport with self-attested photocopy of its first two and last two pages including ECR/Non-ECR page and page of observation (if any)
Proof of Present Address (in case of change of address)
Self-attested copy of Employment Contract with foreign employer
Copy of Valid visa (in case visa is already obtained) along with Official English translation if the visa is not in English
Copy of Valid registration certificate issued by the Protectorate of Emigrants, Ministry of Overseas Indian Affairs, Govt. of India. (for skilled/semi-skilled workers)
Names of pcensed Recruitment Agents (for skilled/semi-skilled workers)
Sponsorship declaration by the person who is sponsoring the emigration of the PCC applicant

How much do you pay as a fee for PCC?

You can check the updated fee structure on the official website of the police of your state. In Delhi, it’s like this:

For Debit Card Payment

Individual Rs.250 + Rs.1.87 (Bank Charges) = Rs.251.87
Organization Rs. 500/- + Rs.3.75 (Bank Charges) = Rs.503.75

For Credit Card Payment

Individual needs to pay Rs. 250/- + Rs.2.50 (Bank Charges) = Rs.252.50
Organization needs to pay Rs. 500/- + Rs. 5.00 (Bank Charges) = Rs. 505.00

How do you know if your application is confirmed online?

You receive an email and a text message on your registered phone number. Check it.

Besides, you receive a receipt at the end with a reference number, which is used for checking the status of the application later.

Where can you apply for it?

You can apply for it from anywhere, either in India or from foreign, over the internet. You should keep into account that it is issued if you are the resident of that place and have a valid ID proof, which should be minimum six months old.

These proofs can be– Election ID Card, Aadhaar Card, Passport, Driving License, Electricity Bill, Telephone Bill, Bank Passbook & Rent Agreement duly registered in the Hon’ble Court of Law/Registrar/SDM Office (Rent Agreement issued by Notary Public is not applicable) in the name of the applicant at present address

Where should an NRI get PCC from if he has been living in abroad for six plus months?

Some of the foreign immigration authorities require a fresh PCC in every six months. If an NRI is living abroad for more than six months, he should get it from the local police in abroad. Also, he should raise a request here in the place where he comes from in India. In short, you should submit two PCCs.

If you have changed the country and spent six or months there, you have to get it from there also. Let’s say, you have been traveling to UAE from the USA and lived for six months. In this case, you have to get the PCC from UAE, India (for being an NRI) and the USA.

How many days does it take to get delivered?

It hardly takes a fortnight or a month if you have applied with the passport application. You should show the voter id or adhaar card or any other proof of two more witnesses at the time of delivery to the verifying officer.

How Can NRI Provide Best Parents Care in India from Abroad?

October 9, 2017 Manoj Sodhani Comments 1 comment

NRIs settle abroad by leaving their belongings here in India. Their biggest belonging is their parents. They sigh; they cry; they often chat and even, talk via video calling. But all these efforts are not enough to fill the chasm of their bereavement.

Parents grow old. On reaching such age, they seek the support of young shoulders. They want to rely upon their own grown up children. But the urgency of earning livelihood takes them away. Staying abroad doesn’t deprive them of sensibility & responsibilities towards their parents. And many of them tend to get worried about their old father & mother. This is where they need a help. They search for the person who can take intensive care of their parents.

There are many organisations, like APRIO-Association of Parents of Indians Resident Overseas & BAYADA. Such organisations bear the major responsibilities to provide NRI parents care in India. Thereby, the children can heave a sigh of relief a bit. But they should know how to choose the best care for them.

Let’s start with the basic requirements that are a key to select the best caring partner.

Basic Requirements:

Health Care: Growing age invites many health issues. This is the biggest threat regarding the parents for the NRIs. Therefore, the selection procedure should be critical. Pick the one that is experienced in delivering:

Routine health checkup
Taking calls
Nursing at home
Help to disseminate information and many more embedded things.

Financial Care: Money is a basic need to survive in the world. Therefore, they require it for making their living smoothly. Mostly, the pension is their source of earning at that age. But it may not be enough for them.
Companionship: Isolation kills. At the age when the body gives up functioning properly, they need the partner to talk, to get amused and to gossip. Therefore, the selected organization should have proficiency in providing the best companion to the old people.

How can NRI provide the best parents care in India from abroad?

It’s fine if the non-residents are unable to attend their parents’ need personally. There are many deemed and authorized entities that take care of their parents at a definitive service cost. Since they have the capacity to afford such entities, they can hire them. But meanwhile, they should probe if the hired organization provides holistic parents care or not.

Here are some points that they can bear in their mind while picking up the best one.

Attend if they provide monthly & quarterly health assessment.
Check if they avail free visit of a physician without any emergency to the parents at home.
Know do they provide routine/weekly health checkup by the nurse.
Find do they arrange an in-house nurse for meeting emergency requirements.
Determine if they have any provision for periodic amusements, like parties, and outings.
Identify do they look into arranging conduits for transferring funds via NRO, NRE or FCNR bank accounts of the children.
Know do they deal in dissemination of the information, like taking care of the national and international couriers, letters and emails.
Seek information over do they set up the inbound and outbound communication, including chat through mobile phone & internet.
Identify do they render health assessment report & the feedback of the aged parents to the NRI children.
Check if they pay utility bills, like electricity bill, water bill & telephone bill on the parent’s behalf.
Determine if they pay tax on the parent’s behalf.
Find out if they indulge in conducting banking transactions.
Determine if they can collect rental payment from the tenants.
Know if they safeguard them by deploying a security guard.
Check if they have any provision of the insurance of the old people.
Look into if they go for travel arrangements.

How can you select in-house nurse in India?

Hire the certified from the Nursing Association of India
She should have working experience as well as on-the-job-training experience of at least 3 years
In-house nursing experience would be a plus.
She should be affiliated & recognized by any deemed hospital or social welfare agency.
Access all previous working experience reports for verification via a reliable source.
The physician of the family should interact with her to know about her abilities and potentials. He must communicate the responsibilities to be undertaken.
Police verification must be undertaken before employing her.

Best Investment Tips to Choose Bank for NRIs in India

February 28, 2017 Manoj Sodhani Comments 0 Comment

The rules and regulations of various investment plans in India are revised time to time. NRIs (None- Resident of India) stay cut off from India for the long duration. Meanwhile, finance sector continues to revamp. Failed and unprofitable policies are shredded. New investment policies are introduced to breathe fresh life in to it.

But many NRIs overseas remain blind-folded to such changes. And they continue to invest money as per old books whenever they fly down to India. India diaspora in foreign must bear in mind the frequent revamping procedure of policies and their execution. It’s the first as well as extremely vital viable tip for investment in India.

Let’s move on to find answers of the following investment-centric questions that often hit off the mind of NRI investors.

Tips for NRIs to invest in India:

Should NRIs focus on interest rate?

India is a heaven when it comes to investment. Can you guess how much interest do the American banks provide on deposits? It’s around 1 % only. And if compare to SBI in India, this rate lies in between 4% and 5% on saving account deposit. Moreover, this interest rate spikes if the investor chooses fixed deposit plan.

However, higher interest boosts the possibility to choose the giver bank. But they can’t underestimate the overall services and facilities.

It’s noteworthy that India has many public and private banks. And each bank has a right to fix the interest rate on saving bank deposits according to their desire after October 25, 2011. But the Reserve Bank of India (RBI) has executed two rules. According to it:

All banks must unanimously offer the same interest rate if the depositor’s amount caps under INR 1 lakh.
If the deposited amount exceeds INR 1 lakh, the bank can choose variable interest rate on saving bank account. But that interest rate in its different branches must be identical.

Should customer support be a concern?

Will you ever want to deposit in the bank that promises to pay higher interest rate? Of course, it can’t be neglected but you can’t ignore customer service as well.

Just think of the bank that assures more than 8 % interest on recurring deposit (RD) for one year. The bank customer support hid that mid-year liquefying would provide half of the interest offered. And when you asked for liquidity, the customer care executives did not satisfy your queries.

Therefore, it is one of the best investment tips for NRI in India to look into the customer support facility intensely. He must check if the bank provides customer support overseas where he lives and also, in India. Such attention would cut off prospective losses that may occur due to ignorance.

Should the bank have branch overseas?

Would you ever like to invest in Swiss bank although you live in India? For sure, it’s like fool’s paradise if you take such decision. The depositor must check if the bank offers facilities to NRIs in India as well as abroad, where he lives. Thereby, you can easily check the upgraded bank offers and services through accessible customer support.

Should free gifts matter when they choose bank?

However, almost all Indian banks offer same interest rate to NRIs. So, they introduce various lucrative schemes like tax reduction, special discounts on online shopping, free gifts and credit cards etc.. These schemes tend to attract them but the depositor must bear in mind the overall facilities. Gifts and offers are momentary. The scheme remains valid but only for specific duration. Therefore, be attentive while choosing your bank.

Does the bank provide deposit insurance?

Every account in India is insured through deposit insurance that promises stability. But all banks don’t protect NRI’s account. So, browse all these details also.

How NRIs Can Repatriate Pension to the US from India?

August 2, 2016 Manoj Sodhani Comments 0 Comment

Repatriation of Pension in the US

Repatriation of pension amount stands for returning the annuity. The US is hugely populated with Indian diaspora. India terms them as NRIs. Many of these have spent their life in government jobs. And later after retirement, they settled in the US with their children.

How easy is to repatriate it to the US?

In such cases, they are still eligible for withdrawing their pension amount. After all, it’s a part of their hard earned money that they receive at the time of retirement. So, how can they receive their pension in the US? Should they come down to India for carrying out formalities? Its answer is hidden in the below mentioned statement of RBI (The excerpt conveys the synonymous message of the RBI statement):

“RBI has declaimed that the NRIs/PIOs who don’t have their NRO account and non-taxable income in Indian need to pay no formality of submitting a Chartered Accountant’s certificate. This certificate is mandatory for remitting current income of those having taxable income in India. It includes dividend, rent, pension, interest and so on.”

Its statement has declared it as one of the most affordable NRI services. It further read an instruction for the authorized dealers that they can procure a simple declaration from the NRIs/PIOs. In it, they should declare that their income is grouped under non-taxable income. Hence, they are not the tax payer in India. The dealer can keep the declaration with them for the future reference from the Income Tax Authorities (if required).

How the present system of repatriation differs from the earlier one?

Earlier, RBI issued a notification to the bankers. The apex banking entity of India permitted repatriation of the current earnings in India. The current earning can be sourced through rent, dividend, pension, and interest. But now, it is not required.
The repatriate system also required a Chartered Accountant Certificate. It certified the exact source of the payee’s income. And also declared whether it was taxable or not. But now, it is also not mandatory. The migrants can present a declaration stating they belong to non-tax payer group.
Earlier, migrants necessarily required NRO account as a transferring channel. But now, it is not required.

What is PIO Card & How to Apply for It Online?

May 10, 2016 Manoj Sodhani Comments 3 comments

What is PIO card?
PIO stands for Person of Indian Origin. On 15^th September 2002, PIO card scheme became functional. However, it was drafted by the Government of India in 1999. The motto behind its drafting was to deliver convenience and easiness to the foreign natives. But one condition is applied here. The applicant should have the history of Indian origin. It means that the applicant should have Indian roots. …

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