An NRI can confront many barriers while emigration. But an advanced preparation can cease his problems of immigration. He should have an NRO or NRE account. This account facilitates depositing earning from India in INR. As far as currency conversion is concerned, this account has conversion feature also. The investor can apply for loan through this account as well. Repatriation stands for transferring money abroad. The emigrant can use NRE or NRO account for transferring his/her Indian income, like rent, interest on investment etc.. The investor has facility to transfer USD 1 million per calendar year under repatriation process. For enjoying this facility, one must submit a Chartered Accountant approved certificate that states the account holder bears no tax liability. Like an ordinary saving account, the emigrant gets 3% interest on investment and enjoys 30.9% deduction on tax. Apart from these, he/she must have an Indian passport, visa, marriage certificate, birth certificate, single status certificate and employment letter.